Here is a great article from Eyanas Brodie from Australian Property Investor that looks at 10 ways to increase your borrowing capacity it was written post GFC but reading the points some are still relevant in today’s lending market. As we know lenders became more cautious and careful when lending us money after the GFC. This article looks at ways in which you can increase your borrowing capacity, by making sure you understand your financial position, what different products lenders offer and to reduce your debt to ensure you are in a position to fund your investment property strategy.
Make sure you work with a lending professional who understands your individual financial position.
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